Errold F. Moody Jr.
PhD, MSFP, LLB, MBA, BSCE
LIFE AND DISABILITY INSURANCE ANALYST
REGISTERED INVESTMENT ADVISER
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MANDATORY
READING FOR FIRST YEAR FINANCE, BUSINESS AND FINANCIAL PLANNING MAJORS,
ALL CFPS, ChFCs, CPAs AND ANY ATTORNEY DEALING WITH MONEY
MATTERS
(BUSINESS, ESTATE, REAL ESTATE, DIVORCE, 401ks, ETC.)
Warning- this is not for
consumers- it is not Suze Orman fluff. It will be demanding for
attorneys, CPAs, and most anyone else in the
industry.
Sample
Pages
No
Nonsense Finance eBook
510 459-7797
San Leandro, CA 94577
Comprehensive Financial Planning
Life Insurance Review
Life Settlements
Litigation/Arbitration Expert
Witness
Errold F. Moody Jr
510 459 7797
Summary of Qualifications
Over 4 decades of hands-on experience as a financial consultant to
title companies, corporations, CPA's, attorneys, partnerships, credit
unions, non-profit organizations and individuals. The major focus
for the last 30 years has been in individual fee financial planning.
Expertise has covered investment analysis and monitoring, estate and
pension planning, living trusts, charitable gifting, sales and
management (stocks, bonds, partnerships, insurance, REIT's and mutual
funds), retirement planning, life and disability insurance review,
security arbitrations, taxation and national and international economic
analysis. Acted as NASD/PSE arbitrator. Offer expert testimony on
brokerage and financial issues. Have written and taught extensively in
the field since 1977.
DEGREES, LICENSES AND DESIGNATIONS
BSCE, LLB, MBA, PhD (Real Estate)
Masters of Science in Financial Planning (Estate Planning Major)
Life and Disability Insurance Analyst 0626414 (One of about 30 in
California)
Certified Financial Planner 1984- 2010
Registered Investment Adviser (California)
California Real Estate Broker
California B-1 General Contractor
Series 7, 24, 27 and 63 Securities Licenses- inactivated
Series 65 Securities License (Multi State Adviser)
California Life and Disability License 0626414
ARTICLES and PUBLICATIONS
Author: Financial Planning Fiduciary Standards under Dodd Frank, 2011
Author: Fiduciary Standards Dodd Frank: Investments. Approved for
Continuing Legal Education by the California State Bar, 2011
Author: Fiduciary Standards Dodd Frank: Insurance and Annuities.
Approved for Continuing Legal Education by the California State
bar, 2011
Authored the only courses on investments accepted for continuing
education by the State Bar of California (1995 and 2008) Practical
Investment Theory and Application"
Author No Nonsense Finance, McGraw Hill 2004, reprinted 2009
Author of Elder Investments, A Critique of Professional and Consumer
Mediocrity, Marquette University Law School, 2009
Author of Practical Life Insurance and Annuities Analysis and
Application- the only course on life insurance and annuities ever
approved for continuing education by the California State Bar (2009)
Authored two courses accepted for 4 and 16 hours of continuing
education for Certified Public Accountants by the California Board of
Accountancy. Previous course accepted for CPA credit in 10 states.
"Advanced
Business Continuation and Estate Planning"
"Advanced Financial Planning and Investing"
Authored two real estate courses granting 9 and 21 hours of continuing
education by the California Department of Real Estate. Material was
used in courses at several colleges including UC Irvine as part of
Certificate program.
"Current
Concepts of Real Estate and
Investing"
"Major Concepts
of Real Estate and Investing"
Authored courses accepted for securities continuing education in
financial planning, estate planning, taxation and tax planning,
investments and suitability, ethics, retirement planning and insurance
and annuities. (1996)
Authored additional courses in Long Term Health Care, College Funding,
Business Continuation, Investments, Trustee Selection and Charitable
Gifting.
Authored "Arbitrators Guide to Securities" for the Center for Investor
Protection
Above material was compiled and offered as text for UC Certificate
course in Survey in Financial Planning.
Authored a monthly investment and financial planning newsletter-
Moody's Review- 1987- 2010.
Author the largest (5,000+ pages and 1,650+ links) and most
comprehensive financial planning site on the Internet (www.efmoody.com)
designed for consumer education and knowledge. The Web site is noted as
a Top Retirement Site by Forbes, Business Week, USA Today, MoneySmartz
and many more. Has also been linked by Ernst and Young for Financial
Planning, Department of Aging for Long Term Care and other sites around
the Internet for Real Estate, Retirement, Investments, Long Term Care,
Estate Planning, etc. and was selected by AOL and Netscape as one of
their top sites for stocks and financial planning advice, among others.
Have been published/quoted in numerous business magazines (San
Francisco Chronicle, California Broker, Investment Adviser, Smart
Money, Wall Street Journal, New York Times, Money Magazine, National
Underwriter, Consumer Reports, Mutual Funds Magazine, Life Insurance
Selling, Parenting Magazine, Realtor Digest, Corporate Finance,
Numerous national newspapers, Registered Investment Adviser, Ticker
magazine, Orange County Register, etc.) and have been interviewed on
local and national radio and TV.
PROFESSIONAL EXPERIENCE/AFFILIATIONS
1981- 1997: Dearborn Financial Institute & Securities Training
Corpora-tion. Instructor for the Series 6 (mutual funds, variable life
and annuities); Series 7 exam (stocks, bonds, options, economics,
security regulations); Series 22 (limited partnerships, personal
and corporate taxation); Series 24 (General Securities
Principal); Series 26 (Mutual Fund Principal); Series 63 (multi state
license); Series 52 (Municipal Securities); Series 62
(Corporate securities) and insurance, special education programs
and securities continuing education courses.
1977- 1999: Professor/instructor for University of California at
Berkeley and Irvine, University of San Francisco, Orange Coast, Santa
Ana, Coastline and Scottsdale Community Colleges. Includes MBA course
in Real Estate Finance, courses for the UC certificate programs
"Professional Designation in Financial Planning" and "Professional
Designation in Investment Real Estate" and specialized seminars.
1987- 1998: Arbitrator with the National Association of Securities
Dealers and Pacific Stock Exchange
1995- 2004: A.D. Banker, Instructor in Insurance for continuing
education courses in Estate Planning, Managed Health Care, Annuities,
Long Term Care, Qualified Retirement Plans, Government Programs and
Medicare Supplements, Disability Income, Ethics, Principles of Contract
Law, Principles of Agency Law, Taxation of Life Insurance and
Annuities, and Financial Products for Financial Planning
