Errold F. Moody Jr.
PhD, MSFP, LLB, MBA, BSCE
352 228 4523
Crystal River, FL 34429
FOR FIRST YEAR FINANCE, BUSINESS AND FINANCIAL PLANNING MAJORS, ALL
CFPS, ChFCs, CPAs AND ANY ATTORNEY DEALING WITH MONEY MATTERS
(BUSINESS, ESTATE, REAL ESTATE, DIVORCE, 401ks, ETC.)
Warning- this is not for consumers- it is
not Suze Orman fluff. It will be demanding for attorneys, CPAs, and most
anyone else in the industry.
of the Lack of Investment and Product Knowledge
and Application by Plaintiffs, Defendants, Experts,
Arbitrators and Attorneys and the Implications to Arbitration and
Summary of Qualifications
Over 4 decades of hands-on experience as a financial consultant to title
companies, corporations, CPA's, attorneys, partnerships, credit unions,
non-profit organizations and individuals. The major focus for the last
30 years has been in individual fee financial planning. Expertise has
covered investment analysis and monitoring, estate and pension planning,
living trusts, charitable gifting, sales and management (stocks, bonds,
partnerships, insurance, REIT's and mutual funds), retirement planning, life
and disability insurance review, securities arbitrations, taxation and
national and international economic analysis. Acted as NASD/PSE
arbitrator. Offered expert testimony on brokerage and financial
issues. Have written and taught extensively in the field since 1977.
DEGREES, LICENSES AND DESIGNATIONS
BSCE, LLB, MBA, PhD (Real Estate)
Masters of Science in Financial Planning (Estate Planning Major)
Registered Investment Adviser 1984- 2013
California Life and Disability Insurance Analyst 1998-2013
Certified Financial Planner 1984- 2010
California Real Estate Broker 1974-2014
California B-1 General Contractor 1974-2014
Series 7, 24, 27 and 63 Securities Licenses- inactive 1992
Series 65 Securities License (Multi State Adviser)
ARTICLES and PUBLICATIONS
Author: Financial Planning Fiduciary Standards under Dodd Frank, 2012
Author: Fiduciary Standards Dodd Frank: Investments. Approved for Continuing
Legal Education by the California State Bar, 2011
Author: Fiduciary Standards Dodd Frank: Insurance and Annuities. Approved
for Continuing Legal Education by the California State bar, 2011
Author The Failure of Securities Arbitration, 2013
Author No Nonsense Finance, McGraw Hill 2004, reprinted 2009
Author of Elder Investments, A Critique of Professional and Consumer
Mediocrity, Marquette University Law School, 2009
Authored the only course on investments accepted for continuing education by
the State Bar of California (1995 and 2008) Practical Investment Theory and
Author of Practical Life Insurance and Annuities Analysis and
Application- the only course on life insurance and annuities ever
approved for continuing education by the California State Bar (2009)
Authored two courses accepted for 4 and 16 hours of continuing education for
Certified Public Accountants by the California Board of Accountancy.
Previous course accepted for CPA credit in 10 states.
Continuation and Estate Planning"
Financial Planning and Investing"
Authored two real estate courses granting 9 and 21 hours of continuing
education by the California Department of Real Estate. Material was used in
courses at several colleges including UC Irvine as part of Certificate
Concepts of Real Estate and
"Major Concepts of
Real Estate and Investing"
Authored courses accepted for securities continuing education in
financial planning, estate planning, taxation and tax planning, investments
and suitability, ethics, retirement planning and insurance and annuities.
Authored additional courses in Long Term Health Care, College Funding,
Business Continuation, Investments, Trustee Selection and Charitable
Authored "Arbitrators Guide to Securities" for the Center for Investor
Above material was compiled and offered as text for UC Certificate course in
Survey in Financial Planning.
Authored a monthly investment and financial planning newsletter-
Moody's Review- 1987- 2010.
Authored the largest (5,000+ pages and 1,650+ links) and most
comprehensive financial planning site on the Internet (www.efmoody.com)
designed for consumer education and knowledge (1997- 2010). The Web site
was noted as a Top Retirement Site by Forbes, Business Week, USA
Today, MoneySmartz and many more. Has also been linked by Ernst and Young
for Financial Planning, Department of Aging for Long Term Care and other
sites around the Internet for Real Estate, Retirement, Investments, Long
Term Care, Estate Planning, etc. and was selected by AOL and Netscape as one
of their top sites for stocks and financial planning advice, among others.
Have been published/quoted in numerous business magazines (San Francisco
Chronicle, California Broker, Investment Adviser, Smart Money, Wall Street
Journal, New York Times, Money Magazine, National Underwriter, Consumer
Reports, Mutual Funds Magazine, Life Insurance Selling, Parenting Magazine,
Realtor Digest, Corporate Finance, Numerous national newspapers, Registered
Investment Adviser, Ticker magazine, Orange County Register, etc.) and have
been interviewed on local and national radio and TV.
1981- 1997: Dearborn Financial Institute & Securities Training
Corporation. Instructor for the Series 6 (mutual funds, variable life and
annuities); Series 7 exam (stocks, bonds, options, economics, security
regulations); Series 22 (limited partnerships, personal and corporate
taxation); Series 24 (General Securities Principal); Series 26 (Mutual
Fund Principal); Series 63 (multi state license); Series 52 (Municipal
Securities); Series 62 (Corporate securities) and insurance,
special education programs and securities continuing education
1977- 1999: Professor/instructor for University of California at
Berkeley and Irvine, University of San Francisco, Orange Coast, Santa Ana,
Coastline and Scottsdale Community Colleges. Includes MBA course in Real
Estate Finance, courses for the UC certificate programs "Professional
Designation in Financial Planning" and "Professional Designation in
Investment Real Estate" and specialized seminars.
1987- 1998: Arbitrator with the National Association of Securities Dealers
and Pacific Stock Exchange
1995- 2004: A.D. Banker, Instructor in Insurance for continuing education
courses in Estate Planning, Managed Health Care, Annuities, Long Term Care,
Qualified Retirement Plans, Government Programs and Medicare Supplements,
Disability Income, Ethics, Principles of Contract Law, Principles of Agency
Law, Taxation of Life Insurance and Annuities, and Financial Products for