Errold F. Moody Jr.

PhD, MSFP, LLB, MBA, BSCE

352 228 4523

Crystal River, FL 34429



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Ebook

Foreword

 

MANDATORY READING FOR FIRST YEAR FINANCE, BUSINESS AND FINANCIAL PLANNING MAJORS, ALL CFPS, ChFCs, CPAs AND ANY ATTORNEY DEALING WITH MONEY MATTERS (BUSINESS, ESTATE, REAL ESTATE, DIVORCE, 401ks, ETC.)

Warning- this is not for consumers- it is not Suze Orman fluff. It will be demanding for attorneys, CPAs, and most anyone else in the industry.  

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Mandatory Understanding of the Lack of Investment and Product Knowledge and Application by Plaintiffs, Defendants,  Experts, Arbitrators and Attorneys and the Implications to Arbitration and Litigation

Foreword

Sample Pages

No Nonsense Finance eBook




Summary of Qualifications

Over 4 decades of hands-on experience as a financial consultant to title companies, corporations, CPA's, attorneys, partnerships, credit unions, non-profit organizations and individuals.  The major focus for the last 30 years has been in individual fee financial planning. Expertise has covered investment analysis and monitoring, estate and pension planning, living trusts, charitable gifting, sales and management (stocks, bonds, partnerships, insurance, REIT's and mutual funds), retirement planning, life and disability insurance review, securities arbitrations, taxation and national and international economic analysis. Acted as NASD/PSE arbitrator.  Offered expert testimony on brokerage and financial issues. Have written and taught extensively in the field since 1977.

DEGREES, LICENSES AND DESIGNATIONS

BSCE, LLB, MBA, PhD (Real Estate)
Masters of Science in Financial Planning (Estate Planning Major)
Registered Investment Adviser 1984- 2013  
California Life and Disability Insurance Analyst 1998-2013
Certified Financial Planner   1984- 2010
California Real Estate Broker  1974-2014
California B-1 General Contractor  1974-2014
Series 7, 24, 27 and 63 Securities Licenses- inactive 1992   
Series 65 Securities License (Multi State Adviser)  


ARTICLES and PUBLICATIONS

Author: Financial Planning Fiduciary Standards under Dodd Frank, 2012

Author: Fiduciary Standards Dodd Frank: Investments. Approved for Continuing Legal Education by the California State Bar, 2011

Author: Fiduciary Standards Dodd Frank: Insurance and Annuities. Approved for  Continuing Legal Education by the California State bar, 2011

Author The Failure of Securities Arbitration, 2013

Author No Nonsense Finance, McGraw Hill 2004, reprinted 2009

Author of Elder Investments, A Critique of Professional and Consumer Mediocrity, Marquette University Law School,  2009

Authored the only course on investments accepted for continuing education by the State Bar of California (1995 and 2008) Practical Investment Theory and Application"

Author of Practical Life Insurance and Annuities Analysis and Application-  the only course on life insurance and annuities ever approved for continuing education by the California State Bar (2009)

Authored two courses accepted for 4 and 16 hours of continuing education for Certified Public Accountants by the California Board of Accountancy.  Previous course accepted for CPA credit in 10 states.
          "Advanced Business Continuation and Estate Planning"
              "Advanced Financial Planning and Investing"

Authored two real estate courses granting 9 and 21 hours of continuing education by the California Department of Real Estate. Material was used in courses at several colleges including UC Irvine as part of Certificate program.
           "Current Concepts of Real Estate and Investing"              
          "Major Concepts of Real Estate and Investing"

Authored courses accepted for securities continuing  education in financial planning, estate planning, taxation and tax planning, investments and suitability, ethics, retirement planning and insurance and annuities. (1996)

Authored additional courses in Long Term Health Care, College Funding, Business Continuation, Investments, Trustee Selection and Charitable Gifting.

Authored "Arbitrators Guide to Securities" for the Center for Investor Protection
Above material was compiled and offered as text for UC Certificate course in Survey in Financial Planning.

Authored a monthly  investment and financial planning newsletter- Moody's Review- 1987- 2010.

Authored the largest (5,000+ pages and  1,650+ links) and most comprehensive financial planning site on the Internet (www.efmoody.com) designed for consumer education and knowledge (1997- 2010). The Web site was  noted as a Top Retirement Site by Forbes, Business Week, USA Today, MoneySmartz and many more. Has also been linked by Ernst and Young for Financial Planning, Department of Aging for Long Term Care and other sites around the Internet for Real Estate, Retirement, Investments, Long Term Care, Estate Planning, etc. and was selected by AOL and Netscape as one of their top sites for stocks and financial planning advice, among others.

Have been published/quoted in numerous business magazines (San Francisco Chronicle, California Broker, Investment Adviser, Smart Money, Wall Street Journal, New York Times, Money Magazine, National Underwriter, Consumer Reports, Mutual Funds Magazine, Life Insurance Selling, Parenting Magazine, Realtor Digest, Corporate Finance, Numerous national newspapers, Registered Investment Adviser, Ticker magazine, Orange County Register, etc.) and have been interviewed on local and national radio and TV.

PROFESSIONAL EXPERIENCE/AFFILIATIONS

1981- 1997: Dearborn Financial Institute & Securities Training Corporation. Instructor for the Series 6 (mutual funds, variable life and annuities);  Series 7 exam (stocks, bonds, options, economics, security regulations);  Series 22 (limited partnerships, personal and corporate taxation);  Series 24 (General Securities Principal); Series 26 (Mutual Fund Principal); Series 63 (multi state license); Series 52 (Municipal  Securities);  Series 62 (Corporate securities) and insurance, special  education programs and securities continuing education courses.

1977- 1999: Professor/instructor for University  of California at Berkeley and Irvine, University of San Francisco, Orange Coast, Santa Ana, Coastline and Scottsdale Community Colleges. Includes MBA course in Real Estate Finance, courses for the UC certificate programs  "Professional Designation in Financial Planning" and "Professional Designation in Investment Real Estate" and specialized seminars.

1987- 1998: Arbitrator with the National Association of Securities Dealers and Pacific Stock Exchange

1995- 2004: A.D. Banker, Instructor in Insurance for continuing education courses in Estate Planning, Managed Health Care, Annuities, Long Term Care, Qualified Retirement Plans, Government Programs and Medicare Supplements, Disability Income, Ethics, Principles of Contract Law, Principles of Agency Law, Taxation of Life Insurance and Annuities, and Financial Products for Financial Planning