Errold F. Moody Jr

       

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Long Term Care

I have written and taught about long term care for many years. In fact, until 2005, I was  one of the few California instructors who taught the mandatory 8 hour Long Term Care course of continuing education for insurance agents. LTC unquestionably will be a major issue for the parents of baby boomers who are now in their 70's and who will certainly face many of the obstacles addressed below. Further, baby boomers will need the info as well since, due to the obvious lack of budgetary controls by politicians, individuals will need to pay most of long term care by themselves. (The very poor will be covered by the government, but the limited care for the middle class will effectively be terminated due to cost.) So, read on. Please note that while the individual areas may not directly impact you, they almost assuredly will impact your children, parents and grandparents.

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The list below includes all articles and specific links in alphabetical order with accompanying description. The listings in the column to the right are separate sections for articles and links  

1997 NURSING HOME DATA LINK: Basic nursing home data are now available from the Centers for Disease Control. The CDC also has significant material on National Hospital Discharge, Characteristics of Elderly Nursing Home Current Residents and Discharges and much more. 

ACCELERATED DEATH BENEFIT There were 39.9 million individual policies or group certificates that included an accelerated death benefit (ADB) as of December 31, 1997, compared with 18.1 million in 1994.

ADMINISTRATION ON AGING LINK: One of the key sites that offers information on most government programs on aging and eldercare including the Area Agencies on Aging. You MUST go to this site.

ADULT ABUSE PROFESSIONALS AND SURVIVORS LINK:

ADULT DAY CARE LINK: Excellent resource for how to select a quality care center by the Adult Day Care Working Group of Montgomery County, Maryland

AGING: What happens when we get older and why getting older doesn't mean you stop living and thinking.

AGING LINK 1: This site is provided by the American Society on Aging and covers a myriad of issues relating to the elderly and many not addressed elsewhere- elders of color, Gay and Lesbian Aging issues (where one can also subscribe to a newsletter), social security privatization, lon1g term care, mental heath and aging, national conferences, and much, much more. Highly recommended.

AGING LINK 2:  International Longevity Center-Many excellent reports

AGING IN AMERICA 2004 LINK:  Merch Institute of Aging and Health (pdf- 48 pages) “In the United States, 20% of all Americans, or about 70 million people, will have passed their 65th birthday by 2030. The average 75-year-old has three chronic conditions and uses five prescription drugs. This report presents information and recommendations on what policy makers, practicing physicians and patients can and must do to ensure not just longer lives but better lives for Americans.

AGING-RELATED POWERPOINT SLIDES AND TABLES LINK:  Federal Interagency Forum on Aging-Related Statistics for the study entitled Older Americans 2004: Key Indicators of Well-Being.

ALCOHOL AND AGING LINK: Alcoholism is a major problem with the elderly. You need to be aware and know what you might do to help.

ALZHEIMERS: Stages of Alzheimers, tests, caregiver concerns. VERY extensive list of various articles you should find helpful

ALZHEIMERS BEHAVIOR: This "article" by Carly Hellen, ORT/L of the Rush Alzheimer's Disease Control was prepared for staff. But it covers subjects such as Verbal Anxiety, Abusive Language, Stripping, Wandering, Depression, etc. in such a concise fashion that it is must reading for all caregivers that face this horrendous disease. Read this- it can save both you and a loved one a world of grief.

ALZHEIMERS DIAGNOSIS: A descriptive commentary from the National Institute of Neurological Communicative Diseases and Stroke- undated- distributed by the Long Island Alzheimers Foundation.

ALZHEIMERS DISEASE LINK: From the Long Island Alzheimers Foundation. Covers Cost, Diagnosis, Life Expectancy, Local Statistics, Research, Statistics, Symptoms

ALZHEIMER'S DISEASE LINK 2:

ALZHEIMERS INFORMATION LINK: An outstanding site - this page offers helpful advice about choosing a nursing home and how to prepare for the move into a long term care facility.

ALZHEIMERS LINK: An excellent page that provides some extensive and recent articles on Alzheimers and the new treatments.

ALZHEIMERS LINK 2:  Lots of solid info, particularly on medical advances.

AMERICAN ASSOCIATION OF HOMES AND SERVICES FOR THE AGING LINK: They represent non profit organizations providing care for the elderly. Links to State associations, consumer info, etc.

AMERICAN HEALTH CARE ASSOCIATION LINK:   The AHCA is a federation of 50 state health organizations representing nearly 12,000 non-profit and for-profit assisted living, nursing facility, long term care, and subacute care providers that care for more than one million elderly and disabled individuals nationally. The site is an excellent resource for info on state facilities, long term care articles, statistics and much more. Highly Recommended

ASSISTED LIVING LINK : This site by the Assisted Living Federation of America provides information, articles and an extended checklist for checking out a facility.  About 6.5 million elderly need assistance with activities of daily living- and this number is expected to double by 2020.

ASSISTED SUICIDE LINK: (Annals of Internal Medicine) "Assisted suicide requires physician involvement, but physicians' limited competence in performing the full range of tasks, the competencies of other professions, and the possibility that other professions could expand their authority in this area suggest that physician-assisted suicide is a far too narrow construct of the task." An extensive review of this difficult subject. 

BENEFITS CHECK UP LINK: BenefitsCheckUp — a free, easy-to-use service that identifies federal and state assistance programs for older Americans. From the National Council on Aging:You take 10 or 15 minutes to enter information about your financial situation into an online questionnaire. Then, BenefitsCheckUp explains what benefit programs you may be eligible for and how to apply for them.

BIPOLAR LINK: Bipolar disorder is an illness characterized by moments of euphoria and increased irritability. This is usually called manic depression, because there are times of anger and guilt, and then suddenly the person becomes overly excited and has reckless behavior. Lots of information from Caregiver.com

CALIFORNIA NURSING HOME LINK:  provides consumers with comprehensive, consumer-friendly comparative information about the quality of California nursing homes, as well as alternatives to nursing home care, government programs and services, and other helpful resources.

CARE OF THE DYING LINK 1:  Provides info on pain relief and symptom management. Includes Patient Questionnaire, Family Caregiver Questionnaire, Bereaved Family Questionnaire, Professional Questionnaire, Competency Assessment Tool, System Assessment Tool and much much more.

CARE OF THE DYING LINK 2:  Partnership for Caring: America’s Voices for the Dying is a national, nonprofit organization devoted to raising consumer expectations and increasing the demand for excellent care at the end of life. Includes Download Living Wills, Medical Powers of Attorney (Advance Directives)

CAREGIVERS: It's not just the person going in to a home that suffers. Caregivers- mostly women- suffer tremendous financial and emotional burdens. READ THIS- it could save you or a loved one from many problems.

CAREGIVERS LINK 1: In the above pages, I give a good condensed overview of what a caregiver must do and recognize. This link, however, goes to the major web site for caregiving and covers more extensively the areas and problems for a caregiver. Highly recommended.

CAREGIVERS MAGAZINE LINK:   A very extensive monthly commentary on all areas of caregiving. Highly recommended.  

CAREGUIDE LINK: The internet's "most comprehensive Child Care and Elder Care Resource".  Yes, some of the links I provide may be slightly redundant, but you can't afford to miss the information they provide.

CARE LIMITATIONS- A simple chart that describes the percentage of help that nursing home patients need depending upon ADLs .

CHOICES IN DYING LINK:  This organization has fostered the rights of the individual to determine how they might die. A truly controversial issue and this information might help you make up your own mind or accept the decisions of others.

CHOOSING A NURSING HOME LINK Complete guide to choosing a facility, including what to look for, questions to ask, and how to make the transition to living in a facility.

COMMUNICATING WITH PEOPLE WITH DEMENTIA:  This article by Anna Ortegara, RN, MS provides tremendous insight on how to communicate with people who have trouble expressing themselves. Mandatory if you have loved one in any stages of Alzheimers

COMPANY LTC POLICY LINK: A listing of many companies offering long term care policies. You cannot tell if the policies are good or bad per se, but it gives you a place to start.

COST OF CARE MAP LINK: (John Hancock) Go to this page, click interactive map. then click any areas you are interested in and you get invaluable data. Highly recommended.

COSTS OF DYING: What are the costs to Medicare.

COUNSELING: Counseling for the elderly, speech pathologist, more

CREMATION LINK: "The Internet Cremation Society is an organization that screens cremation service providers throughout the U.S. and Can