MEDICAL INTELLIGENCE BUREAU

If you have ever been turned down for insurance - life, health, disability- you have probably ended up on a computer database with the MIB located in Westwood, Massachusetts. Once on that file, you may simply be declined further insurance in the future due to your bad health, tendency to engage in risky activities and other "documented risk factors". But mistakes do happen so you may want to write for a copy of your file to MIB, PO Box 105, Essex Station, Boston, MA, 02112 or call 617 426-3660. There is a small charge and you should receive a report in 30 days. You cannot eradicate wrong information yourself- you must document the facts with other physicians reports. One insurance exert says "we advise people all the time that they should discuss the issue of medical privacy with their physicians long before they ever apply for insurance, in the interest of making certain that as little information as possible is disclosed to the insurers, and potentially, to the MIB".