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Table of contents
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Foreword

I am grateful for your insights on fiduciary duty and investor education. Your perspective helps impact my thinking on how to get there.
Steven Irwin
Commissioner, Pennsylvania Securities Commission

It is good to hear from you on this important issue of Dodd Frank
Spencer Bachus
House  of Representatives

We appreciated your thoughts on the importance of better education for financial professionals and consumers
Teresa Garland
U.S. Department of Education