DEATH AND DYING
This is an offering of assistance to those in the throes of the dying and/or death of a loved one. This is not an inclusive list since there are a myriad of issues to consider. Foremost is the review and analysis of money maters for the survivor and/or children to either straighten out a "mess" (there is no other way to describe what is generally left after many deaths). Secondly is the physical and emotional health of the survivor.
The assistance is provided anywhere in the U.S. and generally is suggested about two+ weeks after a death so that various documents have been to survivor/trustee. Initial visits would probably take a week. Cost is based on time involved and other work necessitated after leaving area.
Contact doctors and other health professionals as necessary. Help with physicians directive if desired. Help with final arrangements if desired.
Review of all investments through bank, brokerage houses, independent entities. Includes mutual funds, individual stocks and bonds, ETFs, etc. Make recommendations (all such work is provided in a written format.)
Review insurance and annuity contracts for correctness and use.
Make suggestions for changes as necessary. Rescind contracts as necessary. Initiate arbitration or other legal avenues.
Review Trust documents, trustee selections, Irrevocable Life Insurance Trusts, beneficiary designations.
Visit CPAs and attorneys as necessary. Consider disclaimers of assets. Review tax matters and final 1040 filings. Review IRA distributions. Work with executor and trustees.
Contact/visit Social Security, review new payments for survivor.
Request of documentation for listing of home and/or other buildings or businesses.
Visit bank and adjust accounts as necessary. Review contents of safe deposit box for distributions.
Review annuities and pensions for survivor benefits and file documentation.
Request and analysis of appraisals for real estate, coins, art, cars, etc. Initiate sales as desired.
Review Long term care policies if applicable and request appropriate assistance.
Review other living arrangements for survivor- assisted living, retirement facilities, Alzheimers facilities.
Meet with beneficiaries, children, etc. to review estate, retirement and health matters.
For validation of background, experience and knowledge, visit my resume. I have had to do this scenario for both relatives and others. The major problem (as may be obvious) is the finances. Rarely are the documents in order- rarely will the survivor or beneficiaries grasp what had been previously sold or its implications to the future.